● GENIUS
Banking Made Seamless
Cross-B
rderBanking Made Seamless
We Are Raising $2 Million
A fully licensed bank powering global payments and intelligent lending for emerging markets through our AI-driven Banking-as-a-Service engine.
Access Investor Portal
● GENIUS
Microfinance Bank
Money Service Business
Licensed. Regulated. Operational.
We operate under approved regulatory frameworks, enabling us to provide compliant financial services across multiple jurisdictions.
● GENIUS
Traction Report
Accelerated Growth in Year One
Delivering tangible value within 12 months of securing our MFB license.
Pre-launch Transaction Volume
$2.1M+
Processed securely across all channels (App, API, & Cards)
total revenue
$112k
total deposits
$943k
Average Float
business accounts
859
loans disbursed
$210k
total assets (aum)
$812k
Savings
individual accounts
2680
Active accounts
3,500+
Three (3) Enterprise Integrations Fintech Partners
business accounts
859
individual accounts
2680
● GENIUS
What We've Built
Proprietary Mobile Banking
We have built our proprietary apps, which are currently available on iOS App Store and Google Play Store
Proprietary Mobile Banking
We have built our proprietary apps, which are currently available on iOS App Store and Google Play Store
Download on the
Appstore
Get in on
Google Play
● GENIUS
Trusted Partners
Trusted by institutions and platforms
● GENIUS
AI Capabilities
Building the AI Intelligence Core
We are developing proprietary models to drive the next generation of risk mitigation, fraud detection, and customer retention.
Risk & Compliance Core
AI-Assisted KYC & Onboarding
Regulatory Compliance Engine
Instant Sanctions & PEP Checks
Credit & Fraud Engine
AI-Driven Credit Scoring
Dynamic Loan Pricing
Real-time Anomaly & Fraud Detection
Growth & Retention
AI Savings Nudges
Churn Prediction Models
Multilingual Chatbot Support
SME Co-Pilot
Cash Flow Optimisation Tips
Smart Pricing Suggestions
Automated Business Projections
AI business coach
● GENIUS
The Market Opportunity
At the Intersection of Three Explosive Markets
Leveraging dual licensure to capture value across African MSMEs, Global Remittance, and Embedded Finance.
The African MSME Gap
200 Million+ Businesses
90% of African businesses require cash discipline, payments, and credit.
What we do? We automate this discipline.
The Remittance Flow
$96.4 Billion Market
Massive inflows into Africa.
What we do? Our FinTrack (Canada) & CBN (Nigeria) licenses provide a legal, direct entry route.
The Fintech/BaaS Boom
150% Startup Growth
Fintech startups prefer plugging into licensed routes rather than building from scratch.
What we do? Our Merchant API captures this B2B market
● GENIUS
Capital & Growth Plan
Strategic Vision & Financial Outlook
We are raising $2 Million
A clear roadmap to 2 million users, aggressive revenue growth, and North American expansion.
To Expand our AI ecosystem
Acquire 2 million customers
Drive aggressive growth.
● GENIUS
Leadership Team
Built by Experts
Co-Founders
Sunday Olorunsheyi (Ph.D)
CEO
Built and scaled Pertinence Group to 500X growth. Now leading the mission to expand financial access across emerging markets.
Wisdom Ezekiel
COO/CMO
Scaled RealVest to $1M revenue in 6 months. Growth, sales, and agent network expert (30,000+ agents).
Adetunji Ademuyiwa
CTO
15+ years building fintech and enterprise systems across industries.
Team Leaders
Emmanuel Efosa-Zuwa (Ph.D)
CPO
Artificial IntelligenceI PhD, Y Combinator alumnus, 10+ years building and scaling products globally.
Victor Adebowale
MD
15+ years in banking leadership across Microfinance, retail, and corporate banking.
Tom Oluwole
CSO
Ex-KPMG & Deloitte (Nigeria, Qatar, Canada). Strategy lead for SettleQuick.
Thank you for your interest
For investor enquiries, partnerships, or further information, reach us through the channels below.
